Were You Injured As A Passenger?
If you were hurt in a car accident while riding as a passenger in someone else's vehicle, you may think you have an open and shut case. After all, you weren't driving the car, so how could you possibly be held responsible for what happened? In theory, the insurance company for the driver who caused the accident should be responsible for your injuries.
In practice, it's rarely that simple. The insurance company may try to downplay the extent of your injuries or even argue that you somehow contributed to the accident. That's why you need an experienced Mobile, AL passenger injury lawyer on your side. You need Braswell Murphy, LLC.
We'll handle the insurance so you can focus on your recovery
As a rule, passengers are rarely found liable for crashes. That's because fault for an accident usually rests with someone who was actually operating a vehicle at the time of the collision. However, there are exceptions. If a passenger does something to distract or disrupt the driver, that passenger may be found partially responsible.
That's a big deal in Alabama because if you are found to be even one percent responsible for your injuries, you are completely barred from recovering damages (financial compensation). This is called contributory negligence, and it's one of the reasons why you absolutely need an experienced car accident lawyer on your side.
Even if fault for your accident isn't in question, dealing with the insurance can be complicated and confusing. Several insurance companies may be involved, including the insurance for the vehicle you were in, the insurance for another vehicle involved in the crash, and your health insurance or medical payments coverage on your auto insurance. Accepting a settlement from any of those companies may bar you from recovering from the other insurers - and that could leave you on the hook for medical bills, lost wages and other expenses.
With Braswell Murphy, LLC on your side, you don't have to worry about negotiating with the insurance. We'll review your case and all of the applicable coverages, and we'll handle the insurance on your behalf so that you can focus on getting better.
Our attorneys handle complex, sensitive cases with care and compassion
One issue that comes up frequently in passenger injury cases is the relationship between the injured passenger and the at-fault driver. It's one thing to take legal action if the at-fault driver is a stranger who was driving another vehicle. But if the person responsible for your injuries was a friend, colleague or family member who was driving the car you were in, you may not want to get a lawyer involved.
We understand that you're worried about your relationships as well as your injuries. That's why we want to help. Remember, even if you file a lawsuit, you're not trying to take your friend's money - you're asking his or her insurance company to provide the coverage that your friend has already paid for. We can resolve most of these cases by negotiating directly with the insurance company, meaning the at-fault driver doesn't need to be involved at all.
Remember, the sooner you take legal action, the easier it will be to get the compensation you need. That's why we strongly encourage you to contact us today. You can come to our office in Mobile, or we can come to your home, your hospital room or wherever else works for you. We'd be honored to meet with you for a free case evaluation, and there is no fee until we recover for you.